At BBVA, we are working to make banking better for everyone. That is where you come in. We are looking for smart, team oriented people who want to be part of a first-class workforce that gives people the tools they need to meet their financial goals, all while delivering an outstanding client experience. Learn more below.
- Provide legal advice on matters relating to consumer collections, recovery, bankruptcy, foreclosure, default mortgage servicing, loss mitigation, escrow, customer complaints, credit reporting, and real estate owned.
- Review, interpret, analyze and provide guidance on federal and state first and third party collection, consumer credit, credit reporting/data furnishing, and consumer protection legislation, regulation, agency guidance, judicial decisions, and industry trends relating to the bank’s activities.
- Periodically review and update the content of customer-facing letters based on changes in regulation and/or industry best practices and communicates necessary timelines to ensure all documents contain the required content to maintain regulatory compliance.
- Review documentation (including policies, procedures, correspondence, customer communications, and contracts) to provide quality control in the consumer debt collections process.
- Partner with legal and business teams to identify and analyze new legislative and regulatory requirements and provide gap analyses against current Collections and other business team practices.
- Provide legal support to auto lending business team relating to consumer protection laws and regulations, including TILA, FDCPA, ECOA, FCRA and other applicable laws and rules.
- Maintain current knowledge of, and prepare analyses and responses to, legislative, regulatory and industry developments in relevant areas.
- Exercise discretion and independent judgment in relation to regulatory and compliance related matters.
- Perform other duties as may arise in support of the goals of the department and company.
- Research and analyze legal issues and render legal opinions.
- Identify legal, regulatory, and other risk issues and advise business teams on same.
- Coordinate and assist in representation of the company in legal disputes.
- Perform related duties as assigned.
- For a Corporate Counsel I, two or more years of relevant experience in a law firm environment or relevant in-house financial services corporate legal practice will be considered to be eligible experience to include experience and knowledge of state and federal consumer finance regulations including TILA/Reg Z, Reg B, Reg E, FCRA, privacy and usury laws in the areas of credit cards, debit cards, prepaid cards, consumer secured and unsecured loans, and/or data management. For Corporate Counsel II, six or more years of experience and knowledge in the afore-mentioned areas.
- Must be a licensed U.S. attorney in good standing with applicable state bar association.
- Must have a Juris Doctorate or equivalent from an accredited law school.
- Requires the ability to apply and/or interpret a specialized field composed of technical or general business principles, practices and techniques.
- Requires excellent interpersonal, verbal and written communication skills.
- For Corporate Counsel I, must have the ability to work with minimal supervision.
- Must have the ability to work independently at the Corporate Counsel II level.
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